Thank you for the comments & critiques. Natural light photography is not my strong side, but I thought I'll give it a try, since I always get hammered on DPC for my harsh contrast flash portraits.
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I wish the model's face was a bit more brightly lit, however, the emphasis *is* clearly on the polka-dots. Very nice portrait and meets the challenge beautifully.
I wonder how many users have never heard the song "She wore an itsy-bitsy teeny-weeny yellow polka dot bikini?"
such a totally technical thing (and it does not count against you) her earring needed to be a round white ball...otherwise a really super sharp well done picture