I've probably completely missed the boat with this one, but I still like it.
Post DQ - I knew this was an illegal border in basic, but thought it was fine for advanced per an email from SC back in April. It's a photo edge frame from pspx2 which from what I understand is a transparent layer with a mask on it. Some are legal some are not according to Scalvert. Maybe someone else can figure it out, but I can't. There is no clipart on it. I give up. Just be aware if you use PSPX2 for your borders, sometimes it may pass validation, other times it will be dq'd.
Disqualification Details
You may not add graphics, clip art, computer-rendered images or parts of other photographs to your entry or its border during editing.
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Ah ha! Sorry about your DQ, but I take some comfort in knowing that I wasn't the only one burned by a PSP X2 out-of-the-box border this year. It's more subtle in your case, of course.
I love the colors (especially in the background). Actually the background colors really support the subject well. It is odd that it is a little grainy though, I would like it better silky smooth (noise wise). Put me down on the "not a fan of the frame" list too...(I'm sure your getting that alot).