That black speck in the water is really distracting to me. I think with more focus on composition, this could be really great. As is, I think it's just okay. Try including less water and more sky and positioning the boat further from the center.
Like the hazy mountains, the water and ship seem a tad soft. I think it was mixed bag of lighting for you on this one. Don't think I would have managed any different with this shot.