What a beautiful shot, and a waaayyy too low score for it! I can't imagine what the voters were thinking.
The only thing I can see at all that makes this less than perfect is the low contrast BG, particularly the light areas. They are too grayish, if you can see what I mean.
But that also helps to bring her out to the forefrount, and gives it a soft look. It should have done much better, but that's not important--great shot Judy!
Maybe it's just the mood I'm in tonight, but I keep seeing b+w photos that I wish were in colour because they'd make the subject seem so much more alive and vibrant. Kids are great models - I'd prefer to see them in a more colourful lively scene, than this one which is more sterile and artsy (although well taken and processed).