I like the way you managed to expose properly for both sky and sea. The technicals of this shot are very good. I can't help but feel, however that this is a snapshot. I think that feeling is based only on the lovely woman smiling directly into the camera, but it's there nonetheless.
I like the centering of you behind the mast. Something real appealing about this shot. It'd be cool in BW with some contrast and level adjustments too. Good luck. :~)
...that must be liza! Wow, I haven't heard that song since I lived in Labrador in the mid 70's. Me and my dad still call each other b'y. Plus, I think you've got the longest or at least tied for the longest photo title. The other is in this same challenge! 8