Great idea - cute little guy. Unfortunately the bright and busy background destroys the image photographically. Plus, the entire bottom half (or more) adds nothing. So - get in closer, watch for clutter behind your subject - and keep shooting.
Sorry, I don't see how it meets the challenge. The caption might provide context that you happened to be somewhere and you got this shot, but if that's the challenge criterion, couldn't ANY picture meet the challenge?
Now this is serendipity. Cool! I love the background too, just wish the foreground was lit a little better, but that probably was not under your cotrol. Nice find! 9 - because there are way too many in this competition that don't even come close to 'serendipity' the way yours does. kudos!
Ok, I just looked at it again. I have reconsidered my thoughts on the foreground lighting. I like it now, the bluish hue contrasts nicely with the background.