- A 3/4 pose of the subject would be better with side lighting.
- Elevated angle shooting down at subject would have been more flattering (no double chin)
- The triple bordering detracts from the purpose of the image.
- The title does not match the action/activity of the subject. "Thoughtful" would be more fitting.
The borders are a bit distracting to me. They aren't consistent in width. I would play around a bit more with that to see if you can make it work. Maybe if there were one border inside the picture to act as a pseudo frame?
The treatment you gave to her eyes is too obvious, it doesn't pair well with the lighting of the image. That's a very creative border but a bit overkill.
She has a nice smile, very innocent :)