I do like this. Real crowd, and wonderfully crowded and clear picture, selective red works ok. (We know she's not a real bag lady, but works well with the title).
This shows pretty much how I feel about holiday shopping! I've been looking at this shot for several minutes, now, and I think that, while I like the concept, it's a little too busy for me. The only reason that the eye is drawn to the main subject is the selective desat, and I'm not sure that's enough.
Very nice use of desaturation here! I love the touches of red...I see the red at the bottom...nice touch! Wonderful composition, amazing detail and tones. Plus, this mall looks exactly like Hulen Mall in Ft Worth, Texas. My old hometown, and the mall I used to live by for 30 years and shopped at for 15 years! I'm giving you a 10 for all the above reasons, plus I love the bag lady and your title!!
You had a good idea with this one. I would have only colorized the bag and lady together and BW the rest. This way your eye would not move around the photo so much. Thereby concentrating your focus on the subject more.