you have downloaded and are reading the manual, right?
Yes indeed! Believe it or not, this was on a tripod, but it was so windy and I was ducking cops and trying to hurry. This isn't a great place to be after dark! Looked great onscreen, till I got home. I didn't have a chance to go back before the challenge was over. But I promise to reshoot per your instructions!
When you get a dSLR (rumor has it you will) and if you get a chance, go reshoot this. Find a ledge or something to set the camera on, and use the self-timer. Set the aperture to about f/7.1 or so in Aperture Priority mode (you have downloaded and are reading the manual, right?) and see what it tells you as a shutter speed. Now set the camera to manual mode, leave the aperture at f/7.1, but set the shutter speed a stop faster than it told you. Take a shot. Now change the aperture to one stop smaller and take it again. When shooting at night (and I learned this from SandyP), underexpose by a stop or two.