I really love this shot. The water is a nice clear blue and you filled the frame nicely with the turtle. The only thing that is distracting to me is the top of the water. This shot would have been awesome if the turtle was deeper so I couldn't see the top of the water and I didn't realize I was in an aquarium of some sort.
my gosh i think i have manage to have a strock from the lack of blood flowing to my brain, because this picture has put me in captivation. The colors are perfect controst and almost remind me of your bald head.