Started with a duplicate layer. Adjusted color saturation and gausian blur on the new layer. Then faded it in (fill) to 55%. Cropped, resized, and added the border.
Disqualification Details
You may use only Adjustment Layers (or their equivalent). An Adjustment Layer is a special type of layer containing no image data that lets you experiment with color and tonal adjustments without permanently modifying the pixels. Adjustment Layers must be applied in Normal mode.
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