I think this image is nicely processed but I can't help feeling like I'm looking at the dirty part when what I want to be looking at is the blue in the back. The mud puddle isn't especially appealing.
Pretty good use of HDR to punch up the scene. But I'm certain that you could find a better perspective and main subject. The lake/pond has to be better than the puddle as a central subject and foreground for the tree.
Some really great colors in this, very rich and vibrant. Good composition as well too make a rather ordinary scene quite interesting. Minor complaint is the bright spots on the reflected water, my eyes seem to have a tough time getting around them when moving through this photo. Great job!
some of the reflections are overexposed and the sign is a little distracting also the white flowers kinda look like trash which takes away from the appeal.
Ooohh...... just.. gorgeous. The white flowers and the blue tiny square in the top-right-ish are a bit distracting. Everything else... amazing. I especially love the reflection of the sunlight in the water (not puddle) as well as the deep colors of brown(red), green, and blue that your title mentions. Very awesome photo.