The focus seems a bit soft and the greyness just doesn't do anything to grab me. In different weather conditions, I imagine I would have liked this a lot. It makes for anice composition.
Just an OK sceen this needs a stronger composition some kind of foreground subject. Also the horizon is dead center in the frame for this image more water less sky would help.
This is a nice shot, love that smooth reflection. However, it´s very flat contrast wise and if you boosted up the contrast in the raw conversion or used the curves tool to make it more "s-shaped" this photo would "pop" so much more. Composition is very nice but two things that could improve it slightly, I would have included slightly more of the water and less of the sky, like a 2-3 degree tilt downwards and the same to the right as the boat that is cutt off at the right side somehow bothers me, I would have liked to see all of that in the shot. Anyway, nice work, keep it up :)