First of all, welcome to DPC!! Don't be discouraged. Most of us have some 4s lying in past challenges, so you're in good company. Keep shooting and keep entering challenges. It is a great way to learn how to present images that others like.
Camera Work/Technical: It's really difficult to pick out any one area of interest in the frame, thus making it difficult to determine what you were intending the viewer to see.
Lighting: Yeah, this lighting is tough. When shooting is spots like this, up that ISO. The D70 does a fine job with high ISO noise reduction, so use it when the need arises.
Composition/Content: You did a nice job with a perspective-type of composition. The church benches work well to draw the viewer deep into the photograph. I would like to see the rest of that arched wall in the background.
My Opinion: You met the challenge very well, and with better lighting, this one would have done much better. You had some interesting elements in the capture, but the lighting all but killed the interest. Keep shooting, and keep entering.
I can see what you were going for here and the composition is lovely. It may have worked better with some contrast adjustment in the camera though- would have liked the church to be a bit more visable- but you did well considering the lighting.