Very attractive - nice, cool colors, very crisp in the shadows. A bit washed-out as far as detail in the brightest areas, which is a bit of a pity, but a worthwhile tradeoff to get those hints of reflections even in the deep shadow.
Too centered. If you cut the left hand side off this you will lose the overexposed areas and gain a much better composition. Otherwise a very nice shot.
I've scored this pretty high not so much because of any great feeling of temperature coming from it, but simply for the wonderful quality of the shot: one of the better portraits i've ever seen here. A small note would regarding the composition: my eye is pulled away from the girl by both the brightness to the left and the shade to the right - I think there's probably enough foreground brightness to have allowed you to crop out the rock to the upper left and still maintain the effect. perhaps you could also have cropped to the child's head more closely at the top: this looks rather like it may have come straight out of the camera this way.