Wow- the splash looks like a little angel in her hands! I LOVE parts of this image but something about the composition as a whole doesn't work as well as its parts. The colors are delightfully subtle. The background tile floor is especially intriuing witht the water over it, I wish there were more of ot in the shot to balance the weight of the little girl. I love the way the colors of her bathing suit are matched but the reflections on the water. The leading lines (arms, legs and tiles) all point to the angel which is in a good rule-of-thirds spot. I can't quite figure out what makes this a 7 shot instead of a 10.
I think a less tight crop would be better here, since her legs and half her head are both cut off. Also, a faster shutter speed would capture the water better and not have so much motion blur on the child either. The photo also lacks contrast too, so a small increase in post-processing would do it good I think :)
Strong points: the pink of her swimmers, and the texture of the water. I'm sad to say that the overall picture doesn't sit well. I hope it goes better, but I am going to vote a 4/10. Cute though.