Paul, this was a fantastic idea for the challenge! I think what might have made this click would be to have stepped back, with a polarizer, and caught the door window frame, and the keys in the ignition. A little reflection would be ok (in fact, I can picture this with the reflection of a frustrated and upset person in the glass, as even better!)
Anyway, I just wanted to offer kudos for such a great idea.
This one gets marks for both execution and its chuckle factor! Well exposed and perhaps an otherwise ordinary snapshot, the caption coupled with the view and its universal appeal to the Born Loser in all of us raises it well above average. Great idea!
The reflection on the window makes sense of the dilemma presented. Good focus on ignition lock. A 5, however, as this is rather a common sight and there is nothing in particular that the photograph offers as insight.