I can find no connection between the model and the backdrop and the two don't mix very well. This picture does not suggest "COLD" to me. From the technical perspective I have no complaints nor any suggestions.
She certainly looks cold, not to mention out of place. Looks like a haggard old fishing boat in the wastes of New England. I wonder if she enjoys the smell of fish on the wind and and spray off the bow. (5)
I have no idea what that thing is behind her, but I have to tell you that you have a gem of a model. Black and white is the perfect medium for her. Not to sure about the hand inside the coat. The picture looks so 1950ish. It's wonderful.
Cute photo, I love the glasses and the curls. I think it would have done even better if you cropped it to have just the girl in the photo....the lighter background is a bit distracting to me. It has nice strong tonal range.