I don't know that I'd say this is 'so' bad, although I can see blown highlights and slanted verticals. Certainly the overall effect is good. I really like it. So it has one of my higher scores.
It's cluttered and underexposed in some places and overexposed in others. Also at a slight tilt, which is the kind I never like since I can't tell if the tilt is intentional or not. But it is telling a story of a city in the rain, so the clutter and harshness make sense to me, and the tilt could be indicative of the confusion of a tourist. Which is not so bad.
Interesting to see how this was without editing - camera mode? Photo of a photo? I'll give you the benefit of the doubt. Anyway, it's almost too good to be so bad it's good. Good luck, though. :)