I like the capture on the clouds alot. The houses though seem to detract from the great effect. Perhaps a crop just above the houses to capture the color, the clouds, and the mountains? Even with that commentary, this is a great shot.
I don't see the enough color above the clouds. Did you selectively desat the top half of the image? A ski lift would have been a nice addition to lead your eye up the mountain. The mountain ridge is all I get out of this. Even so, I gave you an 8 for a great picture.
The photo isn't bad. However, it's composition is a bit confusing. What exactly is the area of interest that I'm supposed to focus on? The house to the lower right? The rose of houses to the lower left? Or the mountain that is hovering towards the middle of the frame? Lastly (and this is the most important part) I see NO lines in this. You haven't used composition to create the sense of lines at all.