Overall a bit darker than I would like, but it is still within reasonable limits. Given that the title is "Morning Dip", I take it that the focus is the ducks and their "pool party". As is, there are several things competing in this photo. The power lines are a minor distraction, but the trees and the format are trying to steal the show from the ducks. Perhaps a landscape format shot would have worked better. Also if you had captured more of the reflections of the ducks, that would have helped focus attention on the ducks. Focus seems a little bit soft. That could be from the camera trying to focus on the center of the picture, which is an area quite distant from the center of attention. I keep thinking that you were swayed trying to serve to purposes here. I see you as interested in the ducks, but at the same time trying to show as much landscape as possible to fit the theme. Since the background is essentially flat, I would recommend going for the ducks and the slight berm right behind them. Overall contrast is very good, and color rendition is excellent.
The soft focus doesn't work with this pic. I like the scene, but a better day and a crisper picture would've been preferred. Nice capture nonetheless - Inspzil
You have a very strong horizontal line and you put it right in the middle of the photo. I don't think that works well in this case. I understand why you did it though, to get the ducks and the trees in the photo. If you took this from a lower angle, closer to the ground, tilted up slightly, you may have been able to lower the 'horizon' line a bit. A couple more small things. If you wanted the 'horizon' level, it needs a slight left rotation. If not, it's totally not a big deal. Also, winter was an aweful time for this challenge, cause of lack of color. I wonder if a saturation level adjustment might help to add a bit of color without turning the ducks green. lol. I love how you caught the one duck just as he splashed into the water. It's a lovely view. Good luck in the challenge.