Nice elements here - a great sky, interesting mountain face, and the rippling water. The water is very nice in the way the light and shadow play across it, but I wonder whether there isn't a bit too much of it . . . 8 from me - voted earlier
Low hanging clouds are tough because they obscure and shade the landscape sometimes. There is some dynamic light bouncing around. In general, the expanse of lake is proportionally too much of the scene.