I'm coming close to launching a website to sell prints - the last major piece I need is credit card processing.
I need something that I can just plug in to my existing pages without re-directing users to another site (not paypal!) and I'd really like a service that has options to accept cards via phone or other, additional methods besides just on the site. I'd love some suggestions!
Hmm would I be able to integrate that completely into my site without re-directing to paypal pages?
I know that you can change some things around but I don't know if you can not make it look like paypal at all. That would be something you might want to search for. Also do a search for merchant services and see if you can find something you like.
I'm a little rusty on this, but to accept CC's entirely within your website you need a merchant account at a bank and a payment gateway like Authorize.net - PayPal may provide this service as well. You may need one other credit card service provider, I forget. It also takes some web and server-side programming skill. Of course, using PayPal requires some programming, too.
I'm a little rusty on this, but to accept CC's entirely within your website you need a merchant account at a bank and a payment gateway like Authorize.net - PayPal may provide this service as well. You may need one other credit card service provider, I forget. It also takes some web and server-side programming skill. Of course, using PayPal requires some programming, too.
He's right. If you want to accept Credit Cards ON your site, you will have to have a merchant account. They charge you per month plus a percentage of each transaction and YOU do the CC processing and charges after you get the information.
Many people don't mind being redirected to PayPal, so you might want to keep that option open as it is very secure. They will take a percentage of each sale but don't charge you monthly unless you have virtual terminal (a way to put in CC information from your place of business and process it through your account, rather like a CC machine on your computer).
To answer your original question, I use PayPal and Google checkout on my gallery. I have been approved for virtual terminal and will implement it when necessary.
Probably repeating others, but here's my take:
PayPal, PayPal Pro, Google checkout - all easy to get setup. Authorize.net takes more effort I think, but one of the biggest players. Compare the transaction and recurring fees though. A key thing I would say is to setup a method where the cc info is collected on the payment processors secure site so you are not collecting or storing cc info on your site - liability issue.
Good luck.
eta: stay away from the flying hippy. dot. co. .uk dot dot dot
I am in the process of setting up my website for sales also. I choose to use Bank of America merchant account (all of my business accounts are BOA), routed through CyberSource which all integrated seamlessly with a GoDaddy webstore. The webstore can be set up to pretty much look like part of my site.
The BOA merchant account gives me the options of online sales, virtual terminal, as well as "in-person" sales. BOA did not require a 1 year contract, which every other merchant account company I talked to did. I wanted to try to stay away from getting locked into contracts like that. BOA also provides "training", via telephone, on using the various aspects of your merchant account.
