I can't receive money through Paypal as that option isn't available in all countries, but have recently started getting it through Moneybookers - again as Judi says, it is safer than cheques in the mail.
If you make money selling your images, tax will come into it. Things differ from one country to another so you will have to find the right person to tell you how that works in your country.
If a picture is exclusive, it means you can only sell it at one site, not at different sites in different countries. I don't recommend exclusivity though because different images do well on different sites and there's no way of knowing for sure which one will do well where. Try a few sites and see what works for you.
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