Hi Laurence, and congrats on a great little camera. My husband is the other person on this site that has it :) I just quizzed him about his use of the camera and cradle and connection. He hasn't had the camera very long yet (a couple of weeks), but the following has worked for him so far:
He has the cradle connected to the computer at all times. To download the pictures, he just sticks the camera in the cradle and turns the cradle on. When he is done, he just turns the cradle off and either removes the camera or leaves it in the cradle to charge the battery.
Personally, I think removing the USB cable every time is not required, but of course I'm not an official Fujifilm representative :)
Good luck!
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