I use Illustrator and it's much easier. There are also many other applications that do business cards better--even Microsoft Office has a template, I think.
In photoshop, I don't think there are any templates or short cuts, though I may be wrong. You'll have to set your canvas size to a normal cardstock size, then create a business card and copy and paste until you fill up the canvas. Remember your printing margins, though! I have found that a line that is only about 10% opacity works nicely for cutting lines. Good luck!
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