Banks are good but grants (free money) are better.
I'm in your same boat Ayme, only on the other side of the States. I'm thinking through some different scenarios and they all involve some cash up front. So far, the only thing I've really thought to do as far as grants go is that guy on TV that pitches the book he's written about all the free money out there. (The guy with the suit like the Riddler from Batman.) He's goofy, but from what I've heard of his book, it's actually supposed to be pretty good. I know a lot of libraries out there carry it, and other versions of grant books, so you might want to have a look around.
Here, just had a look -- his name is Matthew Lesko -- and if you're braver than I am and have $30, you can buy his book from this site:
//www.governmentgrant.com/
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