Hi Ryan and welcome,
You should WANT to take your photos at the highest resolution you deem appropriate. This usually means the highest setting your camera set-up will allow. I always set up my camera as if I am going to end up printing my pictures. I have a Nikon 5700 (we are close) and have been shooting at a FINE (1 to 4 jpg compression), if I know I need 104 images (256MB card), otherwise I like to stay on the TIFF (non-lossless) setting. This gives you the best pixel per inch. (unless you like working in RAW, but that is more color management).
I use Elements 2 to resize...using the Save to Web under File. It allows me to set the image to 640 x 480, then tweak the jpg resolution (and/or readjust the pixel width) until I am just under the 150kB. If the resolution gets below 80% I adjust the w x h to stay above it. I want a good clear representation, at the largest size possible.
Hope this may help some. Longwinded (C:
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